Vinyl siding colour is not purely a design choice. Darker colours absorb more solar heat, and heat is the variable that drives both expansion and fading.

What heat does
Expansion. A dark panel in summer sun reaches a much higher surface temperature than a light one, and it expands more. That is why the installation tolerances matter more on dark colours, and why a dark elevation installed tight buckles first.
Fading. UV degrades the pigment and the surface. Deep and saturated colours have further to fade and show it more.
Distortion, in extreme cases — a dark wall opposite a low-E window that reflects concentrated sunlight onto it can reach temperatures that deform the panel. This is a real and documented failure mode and it is not the siding's fault.
What manufacturers do about it
Premium dark colours use heat-reflective pigment technologies that reflect infrared while appearing dark to the eye. They cost more and they perform substantially better.
Warranty terms frequently differ by colour, with shorter fade coverage on the deepest shades. That difference is a manufacturer telling you what they expect to happen.
Some ranges simply do not offer very dark colours in standard vinyl for this reason.
Fade warranties, read properly
Fade is usually expressed as a maximum permitted colour change over a period, measured in units most people have never heard of.
The practical questions are the same as any warranty: how long, whether it is prorated, whether it transfers, and what the remedy is. A prorated fade warranty in year eighteen is worth very little.
Choosing a colour that will still look right
Look at an installed house, not a sample chip. Colour reads very differently at scale and in sunlight.
Look at it on the elevation it will be on. North-facing walls stay truer for longer; south and west fade first, and on a house with a strongly-lit front elevation the fade will be uneven.
Consider the trim. Contrasting trim in a light colour ages more gracefully than matching dark trim, and it also removes the lot-matching problem.
Fiber cement and engineered wood are different
Both take paint, so fade is a maintenance item rather than a permanent condition. Repainting is possible in any colour.
That repaintability is one of the strongest practical arguments for fiber cement on a house being kept a long time, and it is the reason dark colours are less fraught in that material.
Factory finishes on fiber cement are more durable than site-applied paint and carry their own fade warranties.
Cleaning, and what it does
Vinyl is washed with soap and water and a soft brush. Pressure washing at close range drives water behind the panels and can damage the surface, so a low setting and a wide fan at a distance is the approach.
Washing removes the chalky surface film that builds up and makes an older wall look faded when much of it is dirt. On a house that looks tired, washing before concluding it needs replacing is worth an afternoon.
The practical recommendation
If the house faces strong afternoon sun and the budget is standard vinyl, choose a mid-tone rather than the darkest option.
If a dark colour is the point, buy a product formulated for it and accept the premium — it is not a marketing tier, it is a different pigment system, and the failure mode it avoids is permanent.
Matching later
Vinyl fades, and a panel replaced in year twelve will not match the wall around it even if the colour is still in production and the lot is close.
That is the argument for keeping several full panels from the original order, stored flat and out of sunlight. They fade at the same rate as nothing, so they will be brighter than the wall — but far closer than new stock, and on a small repair low on a wall it is rarely noticeable.